Some of the costs associated with building a home are listed below:

Architect fees

Legal / conveyancing charges

Permits, licences, inspections, demolition, etc.

Cost of making the property flood safe, etc

Stamp Duty and other government expenses

Land costs, soil tests, amending the slant, etc

Compulsory sustainability regulations, e.g. water tanks

Strata fees, taxes and rates

Painting, fencing, driveways, landscaping, etc.

Appliances such as Heating, cooling, etc

Contents and building insurance.

Transfer/Connection of utilities, for example, gas, power, etc.

Charges connected with your home loan.